Landlord Home Emergency Insurance

Your Dedicated Partner in Property Management

Our landlord coverage is designed by landlords for landlords. We understand your unique challenges and provide customised solutions to meet your needs. Enjoy peace of mind knowing your property and income are protected from the unexpected.

What is insured?

External Water Supply Pipe

Leakage or blockage of the mains water supply between the stopcock in your home and the point where it is connected to the public or shared water supply.

Plumbing

Failure of, or damage to, the internal plumbing system, including the toilet(s), which causes internal water leakage, flooding, or water damage.

Internal and External Drainage

Failure of, or damage to, the internal or external drainage system of your home. For example, we cover blocked toilets, leaking tanks/cylinders, total blockage of all sinks, and blocked/collapsed external drains.

Electrical Emergency

Cover is also provided following the breakdown or failure of the permanent domestic electrical wiring system and its components supplying electrical power to your home.

Emergency Boiler

Mechanical or electrical failure or malfunction of your domestic central heating system which results in the system becoming completely unusable.

If your boiler is less than 7 years old, a contribution (up to the claim limit shown on your Policy Schedule or £250 whichever is less) towards a new boiler if your existing boiler is deemed beyond economic repair.

If spare parts are needed and the engineer cannot reinstate your heating within 60 hours, a contribution of £40 towards alternative heating costs (you will have to pay for alternative heaters yourself and make a claim for reimbursement).

Domestic Central Heating System Cover

Mechanical or electrical failure or malfunction of your domestic central heating system which results in the system becoming completely unusable.

If spare parts are needed and the engineer cannot reinstate your heating within 60 hours, a contribution of £40 towards alternative heating costs (you will have to pay for alternative heaters yourself and make a claim for reimbursement).

Security

Cover to make your home secure following a security incident. For example, following a break-in, broken glazing can be boarded up and broken locks for windows and doors can be repaired or replaced.

Roofing

Cover to protect your roof from further damage in the event of damage due to bad weather.

Lost Keys

Cover to enable you to gain access to your home if your house keys are lost or stolen. For example, replacing locks and keys.

Pest Infestation

Removal or extermination of an infestation of black or brown rats, field or house mice, and wasps’ or hornets’ nests.

Additional Benefit (Excluding: Emergency boiler and Domestic & Central Heating Systems Covers)

Alternative accommodation contribution of up to £250 if your home becomes uninhabitable for more than 48 hours because of an emergency covered under the policy.

Landlord Home Emergency Cover Pricing

Outstanding Protection for Low Prices

It's difficult to put a price on piece of mind but we think you'll agree that our prices will give you the confidence that you are getting great value for money in addition to great protection.

Choose your claims limit

All prices include Insurance Premium Tax

PayPal

Spread the cost and pay in three interest-free payments using PayPal

What our customers are saying about us

Drew Seville

  • We have a lot of our kitchen goods insured with Wintarsons and recently our washing machine stopped working. Their friendly and helpful team had an engineer out very quickly, who managed to get our washer/dryer up and running again on the same day. Would defiantly recommend as they saved our day!

Tal Raven

  • I am truly impressed with their home emergency insurance. Offering the best price I could find along with outstanding aftercare. Highly recommend!!

Jas Deusi

  • Excellent customer service, very happy customer. Five stars all the way for Wintarsons! Their appliance insurance plan is affordable, and the coverage is unbeatable. Plus, their customer service team goes above and beyond to ensure customer satisfaction. Highly recommend to anyone looking for reliable appliance insurance

Arya

  • Purchased boiler and home emergency cover. Lots of cover for low price. Very good protection.

Chris

  • We have had a very positive start to our cover. The sign up procedure was made easy and the representative was very personable and arranged for a boiler service within the first two weeks. The boiler engineer was knowledgeable, professional and polite.

Robert Groombridge

  • Havent heard of them before, but pleased i found them. Website easy to use and prices and what they cover are the best I found.

Mr Cusseddu

  • Easy to use from the very start. The support team is always there to help out. I'm using Wintarsons for protection and stress free. I am highly impressed by the company.

Chris A

  • A very high level of customer service, where the staff went the extra mile. It gave me peace of mind knowing that I was in safe hands. Would highly recommend to anyone about the company, service and product.

What is Landlord Home Emergency Cover

Landlord Emergency Cover is a specialised insurance policy that provides immediate assistance for urgent issues affecting the safety, security, or habitability of your rental property. It ensures that both landlords and tenants receive support during unexpected emergencies.

Key Benefits for Landlords:

  • Coverage for Multiple Properties: Protect multiple properties under a single policy, covering call-outs, labour, and parts.
  • Enhanced Tenant Satisfaction: Quick emergency responses boost tenant satisfaction and retention, with options for emergency accommodation and direct tenant claims.
  • Immediate Access to Help: Contact our 24/7 helpline for prompt assistance during emergencies.
  • Legal Compliance: Helps maintain a safe and habitable property, addressing issues promptly to meet legal obligations.

Your Dedicated Insurance Partner in Property Management

We go beyond being a service provider; we are your partners in property management. Specialising in landlord needs, we offer tailored solutions that address the unique challenges you face. Our team of specialists is committed to providing personalised support to protect your investments and enhance tenant satisfaction. With our 24/7 helpline and dedicated account managers, you receive immediate, expert assistance whenever needed. By choosing us, you gain a reliable partner invested in the success of your properties.

Ready to Protect Your Property? Get Your Landlord Emergency Cover Now!

Why Choose Us

FCA Regulated

We are authorised and regulated by the UK Financial Conduct Authority. We are regulated to offer insurance products within the UK. Our FRN is 986536

Trustpilot Rating

We are proud of our customer feedback for our service and standards. We ensure we listen to our customers and keep them at the heart of our decisions.

Money Back Guarantee

You can cancel your policy within 14 days of receiving your policy documents. You will get a full refund and do not need to provide a reason for the cancellation.

Flexible Cover

With so many insurance cover options you can choose the right policy to suit your needs.

Rapid Response

If you need an engineer, we will dispatch one right away from our trusted approved engineer network.

Value For Money

We consistently review the market to ensure our customers are getting high quality insurance products at a great price.

Our Stats.

We focus on providing a great service for all of our customers all of the time. Our claims handling team aim to ensure your emergency is dealt with as quickly and efficiently as possible. Our claims management partner manages over 40,000 home emergency claims per year under insurance claims handling agreements across the UK and Northern Ireland. To ensure we provide our services at the highest levels, we continuously monitor our performance.

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Frequently Asked Questions

Landlord Home Emergency

Landlord Home Emergency cover is a type of insurance that provides assistance in the event of an emergency at your rental property that poses a risk to health, safety, or property.

The policy typically covers emergencies such as boiler breakdowns, plumbing issues, electrical failures, and security breaches like broken windows or doors. Please refer to the policy document on our website for a detailed list of covered emergencies. The policy typically covers emergencies such as boiler breakdowns, plumbing issues, electrical failures, and security breaches like broken windows or doors. Please refer to the policy document on our website for a detailed list of covered emergencies.

While it's not legally required, having Landlord Home Emergency cover can provide peace of mind by ensuring you have support in case of unexpected incidents at your rental property. While it's not legally required, having Landlord Home Emergency cover can provide peace of mind by ensuring you have support in case of unexpected incidents at your rental property.

In the event of an emergency, please call the claims administrator Preferred Management Solutions Ltd

Tel: 0191 466 1115

You will need the following information: Your policy Number and Information about the emergency.

Yes, there are certain exclusions and limitations to the cover. For instance, routine maintenance and pre-existing issues may not be covered. Please refer to the policy document on our website for a comprehensive list of exclusions. Yes, there are certain exclusions and limitations to the cover. For instance, routine maintenance and pre-existing issues may not be covered. Please refer to the policy document on our website for a comprehensive list of exclusions.

It is ultimately up to you as the landlord. If you have given your tenant permission to do so, they may be able to make a claim on your behalf. However, it's always recommended to review your policy documents or consult with your insurance provider for accurate information.

1. Get fresh air immediately; make sure you open all doors and windows to ventilate the area.
2. Turn off the gas emergency control valve (also called gas emergency shut off valve) at the meter, unless the meter is in a basement or cellar or at the LPG bulk tank or storage vessels.
3. Contact the relevant National Gas Emergency service number for your area.

England, Wales and Scotland Call 0800 111 999 for Naturel Gas or for LPG Contact number on bulk storage vessel or meter.
In Northern Ireland Call 0800 002 001 for Naturel Gas or for LPG Contact number on bulk storage vessel or meter